NATSB is a consumer reporting agency. It is required by the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. (“FCRA”) to maintain the confidentiality of all consumer information. NATSB obtains information on an individual consumer only upon the request of a user who has a permissible purpose under the FCRA to request information on that consumer in order to provide consumer reports. The FCRA requires a user for employment purposes to certify to us that it has a permissible purpose for the report and has obtained the written consent of the consumer to request information before we can supply the requested information.1 The user must submit to reasonable audits by us to confirm that it is, in fact, obtaining such consents. All users must certify that they have a permissible purpose to request a report such as credit, insurance, and renting an apartment. Our customers agree to keep your information confidential and secure. NATSB does not maintain a database of consumer information. Personal Information Disclosure, United States or overseas. We do not send consumer information outside of the United States or its territories for any purpose other than to deliver a report to an end user. Of course, if information is sought from outside of the United States, the information is gathered in that country and then transmitted to us here in the United States where it is treated as any other consumer information. Any information gathered on any consumer may only be provided to the user authorized by the consumer or permitted by the FCRA or similar state law to receive the information. We cannot and do not share, sell or distribute consumer information with or to any third party other than the requesting party thereof. Any consumer, upon proper identification, has the right under the FCRA to request us to furnish to the consumer any and all information we may have on that consumer. The consumer has the right to dispute the accuracy or completeness of any information contained in the consumer’s file. However, we may be required, upon receipt of a court order to release the information in civil litigation, or as otherwise required by law, to disclose information regarding a consumer to law enforcement agencies. 

1 There is an exception for employer investigations of suspected employee misconduct or for compliance with law or employer policies, e.g., sexual harassment investigations.


NATSB and its employees do not engage in bribery or other fraudulent activity. It is expressly forbidden to bribe or use any other fraudulent activity to obtain preferential treatment from a public official.



NATSB’s policy is to send the required FCRA notices, including Notice to users of Consumer Reports, Obligations of Users under the FCRA, A summary of Your Rights Under the Fair Credit Reporting Act, and Remedying the Effects of identity Theft to every client. Our procedure is to include these notices with the new client start up materials and clients are not granted access to reports until after they have received these notices and acknowledged receipt.



NATSB requires its User Agreement to be signed by an authorized representative of the client prior to client being given access to request or receive any consumer reports from NATSB. The User Agreement is checked to insure no modifications have been made by the client. If modifications have been made, the agreement is forwarded to the Compliance Manager for review and client will not be granted ordering or receiving privileges until approval, but under no circumstances will any changes to FCRA, Federal or State Law revisions be accepted.